Fees and Limits
Schedule
The use of your Card and/or Payment Device is subject to the Fees set out in the Fee and Limits Schedule. These Fees are part of the Agreement. Any or all of these Fees may be waived or reduced at our discretion. The Fees may change over time, if so, we will notify you in advance of such changes in accordance with the Agreement.
| Regular | Member | VIP Member | |
|---|---|---|---|
| Monthly Fee | 15 EUR/GBP | N/A | N/A |
| Annual Fee | N/A | 5.500,00 EUR 4.750,00 GBP | 40.000,00 EUR 35.000,00 GBP |
| Issuing Fees (EUR) | |||
| Card Fee | Varies, depending on the card type | ||
| Payment Device Fee | Varies, depending on the payment device type | ||
| Card Activation Fee | Free | Free | Free |
| Loading Limits | |||
| Maximum Load Amount on the card account (per month/load) | 360.000,00 EUR/GBP | 360.000,00 EUR/GBP | 360.000,00 EUR/GBP |
| Maximum Available Balance of the Card account at any given time | 1.000.000,00 EUR/GBP | 1.000.000,00 EUR/GBP | 1.000.000,00 EUR/GBP |
| Maximum Available Balance of the Main account at any given time | Unlimited | Unlimited | Unlimited |
| Limits | |||
| ATM Monthly Withdrawal limit | 3.000,00 EUR/GBP | 3.000,00 EUR/GBP | 3.000,00 EUR/GBP |
| ATM Monthly Withdrawal limit | 45.000,00 EUR/GBP | 45.000,00 EUR/GBP | 45.000,00 EUR/GBP |
| ATM Annual Withdrawal limit | 540.000,00 EUR/GBP | 540.000,00 EUR/GBP | 540.000,00 EUR/GBP |
| Spending Limits | Varies, depending on personal settings | ||
| Transaction Fees and Usage | |||
| ATM*** withdrawal (in card currency) (exclusive of ATM operator fees) | 3% | 2% | 1% |
| Foreign Exchange charge**** (Payments in not Card currency) | 3% | 2,5% | 2% |
| ATM*** balance enquiry | Free | Free | Free |
| ATM*** decline | Free | Free | Free |
| PIN Replacement or Change Fee | Free | Free | Free |
| Card-to-Card transfer limit (to other Bourgeois Bohème system participants) | Unlimited | Unlimited | Unlimited |
| Miscellaneous Fees | |||
| Chargeback processing | 25,00 EUR/GBP plus possible investigation costs of the payment system | ||
| Card Replacement Fee (where card is lost, stolen, misappropriated, subjected to unauthorized use) | Varies, depending on the card / payment device type | ||
| Administration Fee of Wire Transfer Reversal | 50,00 EUR/GBP | 50,00 EUR/GBP | 50,00 EUR/GBP |
| IVR Phone support | Free | Free | Free |
| Email customer support per query | Free | Free | Free |
| Disputed Wire Transfer Investigation Fee | 50,00 EUR/GBP | 50,00 EUR/GBP | 50,00 EUR/GBP |
| Redemption Fee of funds to cardholder’s bank account | 50,00 EUR/GBP | 50,00 EUR/GBP | 50,00 EUR/GBP |
| Paper statement copy | Available in PDF | ||
| Card/Payment Device delivery by courier | Varies, depending on the courier delivery costs | ||
| Card/Payment Device delivery by mail | Free | Free | Free |
| Card/Payment Device cancellation | Free | Free | Free |
| POS payment | Free | Free | Free |
| Recurring Fees | |||
| Virtual card | Free | Free | Free |
| Monthly Fee for Card | Free | ||
| Monthly Fee for Payment Device | Free | ||
| Inactivity Fee (90 days after last transaction, and for each month) | Included in the monthly fee | Included in the annual fee | Included in the annual fee |
| Dormancy Fee (over 180 days after last transaction, and for each month) | Included in the monthly fee | Included in the annual fee | Included in the annual fee |
Monthly Fee
15 EUR/GBP
Annual Fee
N/A
Issuing Fees (EUR)
Card Fee
Varies, depending on the card type
Payment Device Fee
Varies, depending on the payment device type
Card Activation Fee
Free
Loading Limits
Maximum Load Amount per main account
360.000,00 EUR/GBP
Maximum Available Balance of the Card account at any given time
1.000.000,00 EUR/GBP
Maximum Available Balance of the Main account at any given time
Unlimited
Limits
ATM Daily Withdrawal limit
3.000,00 EUR/GBP
ATM Monthly Withdrawal limit
45.000,00 EUR/GBP
ATM Annual Withdrawal limit
540.000,00 EUR/GBP
Spending Limits
Varies, depending on personal settings
Transaction Fees and Usage
ATM*** withdrawal
3%
Foreign Exchange charge***
3%
ATM*** balance enjury
Free
ATM*** decline
Free
PIN Replacement or Change Fee
Free
Card-to-Card transfer limit (to other Bourgeois Bohème system participants)
Unlimited
Miscellaneous Fees
Chargeback processing
25 EUR/GBP plus possible investigation costs of the payment system
Card Replacement Fee (where card is lost, stolen, misappropriated, subjected to unauthorized use)
Varies, depending on the card / payment device type
Administration Fee of Wire Transfer Reversal
50,00 EUR/GBP
IVR Phone Support
Free
Email customer support per query
Free
Disputed Wire Transfer Investigation Fee
50,00 EUR/GBP
Redemption Fee of funds to cardholder's bank account
50,00 EUR/GBP
Paper statement copy
Available in PDF
Card/Payment Device delivery by courier
Varies, depending on the courier delivery costs
Card/Payment Device delivery by mail
Free
Card/Payment Device cancellation
Free
POS payment
Free
Recurring Fees
Virtual card
Free
Monthly Fee for Card
Monthly Fee for Payment Device
Inactivity Fee (90 days after last transaction, and for each month)
Included in the monthly fee
Dormancy Fee (over 180 days after last transaction, and for each month)
Included in the monthly fee
Monthly Fee
N/A
Annual Fee
5.500,00 EUR
4.750,00 GBP
Issuing Fees (EUR)
Card Fee
Varies, depending on the card type
Payment Device Fee
Varies, depending on the payment device type
Card Activation Fee
Free
Loading Limits
Maximum Load Amount on the card account (per month/load)
360.000,00 EUR/GBP
Maximum Available Balance of the Card account at any given time
1.000.000,00 EUR/GBP
Maximum Available Balance of the Main account at any given time
Unlimited
Limits
ATM Daily Withdrawal limit
3.000,00 EUR/GBP
ATM Monthly Withdrawal limit
45.000,00 EUR/GBP
ATM Annual Withdrawal limit
540.000,00 EUR/GBP
Spending Limits
Varies, depending on personal settings
Transaction Fees and Usage
ATM*** withdrawal (in card currency) (exclusive of ATM operator fees)
2%
Foreign Exchange charge**** (Payments in not Card currency)
2.5%
ATM*** balance enquiry
Free
ATM*** decline
Free
PIN Replacement or Change Fee
Free
Card-to-Card transfer limit (to other Bourgeois Bohème system participants)
Unlimited
Miscellaneous Fees
Chargeback processing
25,00 EUR/GBP plus possible investigation costs of the payment system
Card Replacement Fee (where card is lost, stolen, misappropriated, subjected to unauthorized use)
Varies, depending on the card / payment device type
Administration Fee of Wire Transfer Reversal
50,00 EUR/GBP
IVR Phone Support
Free
Email customer support per query
Free
Disputed Wire Transfer Investigation Fee
50,00 EUR/GBP
Redemption Fee of funds to cardholder's bank account
50,00 EUR/GBP
Paper statement copy
Available in PDF
Card/Payment Device delivery by courier
Varies, depending on the courier delivery costs
Card/Payment Device delivery by mail
Free
Card/Payment Device cancellation
Free
POS payment
Free
Recurring Fees
Virtual card
Free
Monthly Fee for Card
Free
Monthly Fee for Payment Device
Free
Inactivity Fee (90 days after last transaction, and for each month)
Included in the annual fee
Dormancy Fee (over 180 days after last transaction, and for each month)
Included in the annual fee
Monthly Fee
N/A
Annual Fee
40.000,00 EUR
35.000,00 GBP
Issuing Fees (EUR)
Card Fee
Varies, depending on the card type
Payment Device Fee
Varies, depending on the payment device type
Card Activation Fee
Free
Loading Limits
Maximum Load Amount on the card account (per month/load)
360.000,00 EUR/GBP
Maximum Available Balance of the Card account at any given time
1.000.000,00 EUR/GBP
Maximum Available Balance of the Main account at any given time
Unlimited
Limits
ATM Daily Withdrawal limit
3.000,00 EUR/GBP
ATM Monthly Withdrawal limit
45.000,00 EUR/GBP
ATM Annual Withdrawal limit
540.000,00 EUR/GBP
Spending Limits
Varies, depending on personal settings
Transaction Fees and Usage
ATM*** withdrawal (in card currency) (exclusive of ATM operator fees)
1%
Foreign Exchange charge**** (Payments in not Card currency)
2%
ATM*** balance enquiry
Free
ATM*** decline
Free
PIN Replacement or Change Fee
Free
Card-to-Card transfer limit (to other Bourgeois Bohème system participants)
Unlimited
Miscellaneous Fees
Chargeback processing
25 EUR/GBP plus possible investigation costs of the payment system
Card Replacement Fee (where card is lost, stolen, misappropriated, subjected to unauthorized use)
Varies, depending on the card / payment device type
Administration Fee of Wire Transfer Reversal
50,00 EUR/GBP
IVR Phone Support
Free
Email customer support per query
Free
Disputed Wire Transfer Investigation Fee
50,00 EUR/GBP
Redemption Fee of funds to cardholder’s bank account
50,00 EUR/GBP
Paper statement copy
Available in PDF
Card/Payment Device delivery by courier
Varies, depending on the courier delivery costs
Card/Payment Device delivery by mail
Free
Card/Payment Device cancellation
Free
POS payment
Free
Recurring Fees
Virtual card
Free
Monthly Fee for Card
Free
Monthly Fee for Payment Device
Free
Inactivity Fee (90 days after last transaction, and for each month)
Included in the annual fee
Dormancy Fee (over 180 days after last transaction, and for each month)
Included in the annual fee
Regular
Member
VIP Member
*The ATM provider may charge an additional fee.
ADDITIONAL INFORMATION:
All bank transfers are subject to applicable laws and originating/receiving bank restrictions.
Bank load partners may charge an additional service fee for using their services. Any bank load partner fee amount is an independent fee assessed by each partner only and is not assessed nor controlled by us.
Bank load partners may charge an additional service fee for using their services. Any bank load partner fee amount is an independent fee assessed by each partner only and is not assessed nor controlled by us.
If you use an ATM not owned by us for any Transaction, including a balance inquiry, you may be charged a fee by the ATM operator even if you do not complete a withdrawal. If you obtain cash from a bank teller, the bank may charge a fee. This ATM fee or bank fee is a third-party fee amount assessed by the individual ATM operator or bank only and is not assessed nor controlled by us. This ATM fee or bank fee amount will be charged to your Card and/or Payment Device.
If you obtain your funds in a currency or country other than the currency or country in which your Card/Payment Device was issued, the Issuer may increase the currency conversion rate up to an additional 3% and will retain this amount as payment for its services.
If you obtain your funds in a currency or country other than the currency or country in which your Card/Payment Device was issued, the Issuer may increase the currency conversion rate up to an additional 3% and will retain this amount as payment for its services.