Fees and Limits
Schedule
The use of your Card and/or Payment Device is subject to the Fees set out in the Fee and Limits Sched-ule. These Fees are part of the Agreement. Any or all of these Fees may be waived or reduced at our dis-cretion. The Fees may change over time, if so, we will notify you in advance of such changes in accor-dance with the Agreement.
| Regular | Member | Vip Member | |
|---|---|---|---|
| Monthly Fee | 15 EUR/GBP | N/A | N/A |
| Annual Fee | N/A | 5.500,00 EUR 4.750,00 GBP | 5.500,00 EUR 4.750,00 GBP |
| Issuing Fees (EUR) | |||
| Card Fee | Varies, depending on the card type | ||
| Payment Device Fee | Varies, depending on the payment device type | ||
| Card Activation Fee | Free | Free | Free |
| Top up Fees | |||
| Bank transfer Fee (exclusive of any bank Fees) | 0% up to 100.000,00 EUR / GBP* (per year) | 0% up to 250.000,00 EUR / GBP* (per year) | 0% up to 1 000.000,00 EUR / GBP* (per year) |
| Loading Limits | |||
| Maximum Load Amount per main account | 250.000,00 EUR/GBP (per transfer) | 250.000,00 EUR/GBP (per transfer) | 250.000,00 EUR/GBP (per transfer) |
| Maximum Load Amount per card account (per day) | 12.000,00 EUR/GBP (per day) | 12.000,00 EUR/GBP (per day) | 12.000,00 EUR/GBP (per day) |
| Minimum Load Amount | 100,00 EUR/GBP | 100,00 EUR/GBP | 100,00 EUR/GBP |
| Number of times your Card / Payment Device may be loaded in a day | Unlimited | ||
| Maximum Available Balance of the card wallet at any given time | 250.000,00 EUR/GBP (per account) | 250.000,00 EUR/GBP (per account) | 250.000,00 EUR/GBP (per account) |
| Transaction Fees and Usage | |||
| ATM*** withdrawal (in card currency) (exclusive of ATM operator fees) | 3% | 2% | 1% |
| Foreign Exchange charge *** (Payment in not Card currency) | 3% | 2.5% | 2% |
| ATM*** balance enjury | Free | Free | Free |
| ATM*** balance | Free | Free | Free |
| PIN Replacement or Change Fee | Free | Free | Free |
| Card-to-Card transfer fee (to other Bourgeois Boheme system participants), if over an annual limit stated in the table | 0% up to 10.000,00 EUR/GBP** (per year) | 0% up to 25.000,00 EUR/GBP** (per year) | 0% up to 100.000,00 EUR/GBP** (per year) |
| Miscellaneous Fees | |||
| Chargeback processing | 25 EUR plus possible investigation costs of the payment system | ||
| Card Replacement Fee (where card is lost, stolen, misappropriated, subjected to unauthorized use) | Varies, depending on the card / payment device type | ||
| Administration Fee of Wire Transfer Reversal | 50,00 EUR | 50,00 EUR | 50,00 EUR |
| IVR Phone Support | Free | Free | Free |
| Email customer support perquery | Free | Free | Free |
| Disputed Wire Transfer Investigation Fee | 50,00 EUR/GBP | 50,00 EUR/GBP | 50,00 EUR/GBP |
| Redemption Fee of funds to cardholder's bank account | 50,00 EUR/GBP | 50,00 EUR/GBP | 50,00 EUR/GBP |
| Paper statement copy | Available in PDF | ||
| Card/Payment Device delivery by courier | Varies, depending on the courier delivery costs | ||
| Card/Payment Device delivery by mail | Free | Free | Free |
| Card/Payment Device cancellation | Free | Free | Free |
| POS payment | Free | Free | Free |
| Recurring Fees | |||
| Virtual card | Free | Free | Free |
| Monthly Fee for Card | Free | ||
| Monthly Fee for Payment Device | Free | ||
| Inactivity Fee (90 days afterlast transaction, and for each month) | Included in the monthly fee | Included in the annual fee | Included in the annual fee |
| Dormancy Fee (over 180 days afterlast transaction, and for each month)
|
Included in the monthly fee | Included in the annual fee | Included in the annual fee |
| Limits | |||
| Spending Limits | Varies, Depending On Personal Settings | ||
| Maximum daily ATM withdrawal | 1.000,00 EUR/GBP (per day) | 1.000,00 EUR/GBP (per day) | 1.000,00 EUR/GBP (per day) |
*After the waived limit the account top up fee is 2%
**After the waived limit the P2P fee is 3%
***The ATM provider may charge and additional fee.
ADDITIONAL INFORMATION:
All bank transfers are subject to applicable laws and originating/receiving bank restrictions.
Bank load partners may charge an additional service fee for using their services. Any bank load partner fee amount is an independent fee assessed by each partner only and is not assessed nor controlled by us.
All bank transfers are subject to applicable laws and originating/receiving bank restrictions.
Bank load partners may charge an additional service fee for using their services. Any bank load partner fee amount is an independent fee assessed by each partner only and is not assessed nor controlled by us.
If you use an ATM not owned by us for any Transaction, including a balance inquiry, you may be charged a fee by the ATM operator even if you do not complete a withdrawal. If you obtain cash from a bank teller, the bank may charge a fee. This ATM fee or bank fee is a third-party fee amount assessed by the individual ATM operator or bank only and is not assessed nor controlled by us. This ATM fee or bank fee amount will be charged to your Card and/or Payment Device.
If you obtain your funds in a currency or country other than the currency or country in which your Card/Payment Device was issued, the Issuer may increase the currency conversion rate up to an additional 3% and will retain this amount as payment for its services.