Fees and Limits
Schedule

The use of your Card and/or Payment Device is subject to the Fees set out in the Fee and Limits Sched-ule. These Fees are part of the Agreement. Any or all of these Fees may be waived or reduced at our dis-cretion. The Fees may change over time, if so, we will notify you in advance of such changes in accor-dance with the Agreement.
Bank transfer Fee
Exclusive of any bank Fees.
Bank transfer Fee
After the waived limit the account top up fee is 2%
ATM withdrawal
  • In car In card currency.
  • Exclusive of ATM operator fees.
The ATM provider may change and additional fee.
Foreign Exchange charge
Payments in not Card currency.
ATM balance enquiry
The ATM provider may charge and additional fee.
ATM balance
The ATM provider may charge and additional fee.
Card-to-Card transfer fee, if over an annual limit stated in the table
This refers to transfers to other participants in the Bourgeois Bohemia system.
Card-to-Card transfer fee, if over an annual limit stated in the table
After the waived limit the P2P fee is 3%
Inactivity Fee
90 days afterlast transaction, and for each month.
Dormancy Fee
Over 180 days after last transaction, and for each month.
  Regular Member Vip Member
Monthly Fee 15 EUR/GBP  N/A  N/A
Annual Fee  N/A 5.500,00 EUR
4.750,00 GBP
5.500,00 EUR
4.750,00 GBP
Issuing Fees (EUR)      
Card Fee Varies, depending on the card type
Payment Device Fee Varies, depending on the payment device type
Card Activation Fee Free Free Free
Top up Fees      
Bank transfer Fee (exclusive of any bank Fees) 0% up to 100.000,00 EUR / GBP* (per year) 0% up to 250.000,00 EUR / GBP* (per year) 0% up to 1 000.000,00 EUR / GBP* (per year)
Loading Limits      
Maximum Load Amount per main account 250.000,00 EUR/GBP (per transfer) 250.000,00 EUR/GBP (per transfer) 250.000,00 EUR/GBP (per transfer)
Maximum Load Amount per card account (per day) 12.000,00 EUR/GBP (per day) 12.000,00 EUR/GBP (per day) 12.000,00 EUR/GBP (per day)
Minimum Load Amount 100,00 EUR/GBP 100,00 EUR/GBP 100,00 EUR/GBP
Number of times your Card / Payment Device may be loaded in a day Unlimited
Maximum Available Balance of the card wallet at any given time 250.000,00 EUR/GBP (per account) 250.000,00 EUR/GBP (per account) 250.000,00 EUR/GBP (per account)
Transaction Fees and Usage      
ATM*** withdrawal (in card currency) (exclusive of ATM operator fees) 3% 2% 1%
Foreign Exchange charge *** (Payment in not Card currency) 3% 2.5% 2%
ATM*** balance enjury Free Free Free
ATM*** balance Free Free Free
PIN Replacement or Change Fee Free Free Free
Card-to-Card transfer fee (to other Bourgeois Boheme system participants), if over an annual limit stated in the table 0% up to 10.000,00 EUR/GBP** (per year) 0% up to 25.000,00 EUR/GBP** (per year) 0% up to 100.000,00 EUR/GBP** (per year)
Miscellaneous Fees      
Chargeback processing 25 EUR plus possible investigation costs of the payment system
Card Replacement Fee (where card is lost, stolen, misappropriated, subjected to unauthorized use) Varies, depending on the card / payment device type
Administration Fee of Wire Transfer Reversal 50,00 EUR 50,00 EUR 50,00 EUR
IVR Phone Support Free Free Free
Email customer support perquery Free Free Free
Disputed Wire Transfer Investigation Fee 50,00 EUR/GBP 50,00 EUR/GBP 50,00 EUR/GBP
Redemption Fee of funds to cardholder's bank account 50,00 EUR/GBP 50,00 EUR/GBP 50,00 EUR/GBP
Paper statement copy Available in PDF
Card/Payment Device delivery by courier Varies, depending on the courier delivery costs
Card/Payment Device delivery by mail Free Free Free
Card/Payment Device cancellation Free Free Free
POS payment Free Free Free
Recurring Fees      
Virtual card Free Free Free
Monthly Fee for Card Free
Monthly Fee for Payment Device Free
Inactivity Fee (90 days afterlast transaction, and for each month) Included in the monthly fee Included in the annual fee Included in the annual fee
Dormancy Fee (over 180 days afterlast transaction, and for each month)
Included in the monthly fee Included in the annual fee Included in the annual fee
Limits
Spending Limits Varies, Depending On Personal Settings
Maximum daily ATM withdrawal 1.000,00 EUR/GBP (per day) 1.000,00 EUR/GBP (per day) 1.000,00 EUR/GBP (per day)
*After the waived limit the account top up fee is 2%
**After the waived limit the P2P fee is 3%
***The ATM provider may charge and additional fee.
ADDITIONAL INFORMATION:
All bank transfers are subject to applicable laws and originating/receiving bank restrictions. Bank load partners may charge an additional service fee for using their services. Any bank load partner fee amount is an independent fee assessed by each partner only and is not assessed nor controlled by us.
All bank transfers are subject to applicable laws and originating/receiving bank restrictions. Bank load partners may charge an additional service fee for using their services. Any bank load partner fee amount is an independent fee assessed by each partner only and is not assessed nor controlled by us. If you use an ATM not owned by us for any Transaction, including a balance inquiry, you may be charged a fee by the ATM operator even if you do not complete a withdrawal. If you obtain cash from a bank teller, the bank may charge a fee. This ATM fee or bank fee is a third-party fee amount assessed by the individual ATM operator or bank only and is not assessed nor controlled by us. This ATM fee or bank fee amount will be charged to your Card and/or Payment Device. If you obtain your funds in a currency or country other than the currency or country in which your Card/Payment Device was issued, the Issuer may increase the currency conversion rate up to an additional 3% and will retain this amount as payment for its services.